Monthly Archives: April 2018

What to do after you’ve lost your social security card

Now that you’ve lost your social security card, what’s next? Is it time to panic and make frantic calls to every member of your family? Well, definitely not! I am aware that losing personal information can be extremely unnerving, nevertheless, It doesn’t warrant you to panic or become restless. Restlessness could result in more trouble, so sit down, recollect yourself and plan a way forward.

When one loses such a card, the biggest question is, how much of a problem is it? Well, losing the card isn’t an issue. In fact, replacing it is very easy and free. What you need to worry about is, in whose hands does the card land. Identity thieves could use the account to impersonate you which could become a problem. However, if you take action quickly, you change the odds to be on your side. I have specifically prepared this for you. Read on at https://lostsscard.com/how-to-get-a-same-day-social-security-card-replacement/.

How do you protect your identity?

First and foremost, you will need to protect your identity. If you are not sure if someone is already using your identity, closely watch your credit reports. Criminals use stolen SSN cards to apply for credit cards which they can use to pile up debts on you.

If you are looking for a sure way to see if a criminal has already stolen your identity, you can request a credit report from AnnualCreditReport.com. after acquiring a credit report, look out for any anomalies. Specifically, you will be looking for any types of unauthorized credit taken in your name. If you have the suspicion that someone has already stolen your SSN proceed and visit IdentityTheft.gov. This website is run by the FTC specifically for people to report stolen social security numbers. After this, be sure to contact the IRS so that they can prevent identity thieves from using your SSN to file for tax returns.

What if you don’t find evidence of identity theft?

If you have already checked everywhere and there is no evidence of identity theft, you will have to apply for a new card online.

To qualify, you have to be a United States citizen; 18 years and above. You will also need a mailing address within the US, a state-issued ID or a driver’s license. In case you don’t qualify to apply online, physical applications can be done at your local social security office, by mail or in person. It is also very important to note that each person is allowed to apply for only 3 SSNs annually and only ten in your entire lifetime.

What if someone has already stolen your identity?

If indeed you have evidence that someone else is impersonating you, go ahead and apply for a new SSN at your nearest Social Security office. You only need to prove that someone has stolen your identity. If this evidence can’t be provided, it will be difficult to get a new one.

Conclusion
Next time, you do not want your social security number getting lost or landing in the wrong hands. To prevent this, don’t carry the card with you because it is pointless. Instead of storing it in your purse or wallet, keep it safely at home or any other location where you feel it is secure.

Selling your home

Home selling is a common business that has dominated the real estate industry. Most of the home sellers do this may be because they are relocating somewhere else or going abroad but not coming back anytime soon. Many people outside there advertise their homes for sale instead of going to trusted alternatives like Houston’s best home buyers.

Tips on selling your home fast

You among the home sellers right? What do you need to know in order to sell your home as fast as possible? You should bare into your mind that you are not the only one selling such type of home. The market is highly competitive thus you need to up your game. Consider the below tips;

1. Ensure you easy to reach

Once you have advertised your home for sale. Be assured of receiving several phone calls, several appointments from various potential clients coming to view the property. You should promptly respond to such phone calls. And always be ready anytime in case a client wants to see the property, they should access it as soon as possible.

The way you talk to the potential buyers at this point matters a lot. You should be professional in your language. Persuade them and give them time to think about the property.

2. Go for the best broker

There are several real estate brokers outside there. When selling your property, before choosing a broker to use as your middleman. You should check the broker’s reputation and his fame within the industry.

Go for that broker with the best market experience, the one who understands the market better, that one who knows how to maneuver ways of getting clients very fast.

3. Proper advertisement

Commodities that are advertised properly have got a higher chance of reaching potential clients very fast. When advertising, consider choosing that advertising platform that reaches several potential clients in a shorter time.

Consider using social media, billboards, and many other advertising platforms. Use of such platforms will enable you to reach the market very fast.

4. Free the home from your personal items

When selling your home, it is important to keep your personal items away or completely remove them. Why? This is because people have different tastes and preferences. What impresses you may appear to be boring to someone else.

In order to give your potential client a sense of belonging. Keep off some the items that you used in furnishing the home. Making the home have a neutral look can make one easily make a decision of buying your home without thinking twice.

5. The home should be always tidy and clean

Once advertised, you are bound to receive several clients who would like to view the home. A good number of your clients will be impressed with what they see and breathe. A clean and tidy room with a very fresh natural fragrance is likely to attract more buyers.

But if the rooms are messy, unclean and producing an awful smell, the clients may not be attracted to it. But if they are attracted, they will need it at a very lower rate then what you projected in your budget.

Time is money. No one would wish wasting it but to fully maximize time. Considering the above factors will be the best time-saving tips for you in case you planning to sell your home.